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Spike Lee and Skip Bayless debate the question in the video above, what are your thoughts?

“Everything happened for a reason,” Banks said. “I feel like I’m so blessed because of my work ethic and how easy the music is coming to me. It feels so good to be an independent artist with a brand. I have direct deals with iTunes and things of that nature, where it’s direct money coming to me. It’s 50 percent of me that’s not pressed to be on a major.

Source: MTV