November 20th, 2008

How Is Everyone Surviving The Recession?

I put on the news and the first 5 minutes was non stop bad news about the economy. In New York we may have a new train/bus fare between $2.50 to $3! All I hear about is the stock market doing bad, people getting fired and women getting their purses snatched. Clearly I’m not poppin champagne or trickin if I had it. If your wifey/man/family ask for anything expensive this Christmas hit them with the, “It’s a recession,” line. These are the times where you stop trying to be flashy and build that bank account up. How are things going for everyone out there?



71 Responses to “How Is Everyone Surviving The Recession?”

  1. Goose Says:

    I got laid off from an engineering gig at a tv station about a month ago. Having trouble collecting unemployment. Nobody round my way is really hiring, and all the jobs i can find are a fraction of what i was getting paid at my old job. I aint got no ends. Going back to hustling is looking good at the moment.

  2. moneycash Says:

    The hard part is keeping away from the good sales all these department stores are having. I can’t build the bank account in case i get laid off becuase shit is cheaper than ever.

  3. ashbee Says:

    I just spent over 50k and lost a bit of my hairline getting a MBA in Finance to become an investment banker.. only to have the rug pulled out from under me with this financial crisis ish.

    Now i’m stuck begging for a job I could have done before I “wasted” my time going to graduate school.

    Life’s a bad bitch!

  4. missvalerie
    missvalerie Says:

    That’s nice of u to ask nigel! You already know my answer!!!

  5. HipHop&Depression Says:

    ^^^EXACTLY y i hustle… marijuana is probably the most lucardive thing to have.. next to coke, pills, and a crib… and foreclosures r going up so i don’t know

  6. the real gangster Says:

    im surviviing the recession by smoking and drinking and robing niggias thats how i got this dam computer!

  7. LatinKing Says:

    C’mon man! There isn’t a recession for everyone….

    I own:

    9 Gasoline Stations (People Need Gas!! all by a highway)
    5 McDonald Franchises (People will always each for Cheap)
    7 Dunking Donuts Franchises (People will get they Coffee!!)

    So….NO, RECESSION over here!!!……Get your game up!!

  8. HipHop&Depression Says:

    #7 ur gay… anyone who owns 7 gas stations aren’t on RealTalkNy… unless they tryina see comments on “Arab Money” & #6.. u reminded me… i’m robben niggaz too… and this aint no fucken recession no more… it’s a fucken Depression… yall see my name

  9. RealTalkNY Says:

    How old are you LatinKing, how the f you get all that if it true.

  10. WHITE BOY...................CHICAGO Says:

    LOL @ #6..true

  11. PiFf Da DoN!! Says:

    Well we Just Had 2 sell My DAD 08 Range Rover for way Less then we Bought it For 2 find out He still owe the Bank a Chunk For it! We Also Had to Get the rates Lower on our Mortgage Because if Not we Going End Up in the Streets!…Shit is Just Crazy Nigel!!….Everybody talking this hustling shit like if Thats any better Numbers is up on the Coke Prices Niggaz Is Talking 34 a gram like 2 years ago we was gettin it at 24 a gram nobody eating like that unless u gettin straight from the source for lower numbers then everybody else is because profit aint looking like it was!! And if u getting it stunted then u def aint eating if u gotta pay bills thats all u going be doing
    then u gonna be hollering at him to stunt u again when u should be stacking to get ya own!! Because where im from u dont hustle just to hustle!! u Hustle to come up in this world ya digz!! just Food for thought!!..but this Christmas is gonna be a real tight 1…only thing people gettin shit is my MOM and MY Nieces and Nephews and dats RealTalk!!!

  12. PiFf Da DoN!! Says:

    iM BouT 2 InVesT iN a BlacK MasK I already got The ToOls!…if shit get any crazier!…iM bout 2 Go BacK To TheM daYs i didnT give a Fuck and Everybody gotta come off sumthing realtalk

  13. ace boogie Says:

    ya mad cuz my style your admirin/dont get mad UPS IS HIRIN

  14. ANTHONY THE SNITCH Says:

    dat 2.50 - 3 might seem minimal to alot of u, but wen u on the grind you realize just how valuable every dollar is. them dudes that get a few hundred every week, who gotta pay for transportation, pay bills. shit is so fuckin real. prime example, you hungry as fuck a burger costs $1.50 but you only ave $1. and u aint no beggar

  15. Novill Says:

    I’m not doing to bad. im a freelance graphic designer so I make as much as i wanna make. Since the recession started i’ve purchased a truck, a BMW, and a crib. The market is only bad if you look at it from one perspective. I bought one house and im in the process of buying another becasue you can get them cheap right now, and rent them out. As soon as the market goes back up im selling my properties and im gonna be sitting pretty good.

    And #3 thats exactly why i left school…it specializes you in one thing, and then when that thing stops doing well you cant find a job….Even if you came out making 50k…it would still take you at least one year as an investment banker to make back what you put in. And with the inflation and the way jobs are going, you wouldnt be starting at even 30k, and 30k now isnt what it was when you started school.

    My suggestion to every one is to find a hustle…something that people need, and make some extra money…cuz waiting for that check every week will only leave you in a vulnerable position. Ask Nigel…he’ll tell you…im sure hes cakin off this site ;-).

    hahahah depressions dont stop people from logging on.

  16. ANTHONY THE SNITCH Says:

    i’d say latin king is about 16-19 but these niggaz nowadayz are so fuckin retarded. he cud be a 40 yearz old with a child’s frame of mind or some fuckin hobo. u see these fags with they face painted at the basket ball games and football games they excuse is they just enthusiastic, big grown ass mothafuckin men, paintin they faces n jump in up and down and shit*smh* grown men ave appreciation for the game watever it may be and engage in constructive arguements, see there is no way to communicate with an ignorant man.

  17. Jack M. Says:

    My life is as shitty as it was years ago, recession ain’t affected my ass at all. The bills still need to get paid. I still work. Fucka stocks and banks, hide yo money in the floor nigga.

  18. DUECE PHIL Says:

    YEP ITS HARD OUT HERE!BUT THATS EXACTLY WHY I BOUGHT A NEW PIECE CAUSE NIGGAS OUT HERE TRYNING TO BE ON THAT HOTBOY SHIT AND THEY GONE END UP GETTIN HIT WITH SUM HOT SHIT!

  19. Oh My Says:

    Times are tuff but we all still eating. If you stay too tight, then your going to kill retail, a lot of this all has to do with people pulling out, or tightening up the system. There needs to be continual flow, and trade. If not we will all rott.

  20. Clipz
    Clipz Says:

    Dumbass Americans

  21. Backlash Says:

    “Enough Talk About The Recession That Shits Depressin” I Agree With Jay On That ..Hearing About People Getting Laid Off .And Losing Jobs …Damn I Hope Barack Can Change This Shid Around.

  22. SLEEZY SLEEZE Says:

    u know shit fuckd up when mc donalds out in Cali took $1 fries off the value menu..I heard doublecheese burgers is next..

  23. Right Says:

    18 I make I agree. Belt tightening in the wrong sectors can only make things worse there has to be free trade. Not splurging but free trade.

  24. HipHop&Depression Says:

    HELL YEAH @ #22… and wendy’s 5 piece nuggets on the dollar menu b like 1.29 now… shit is crazy… & #15.. thank you for giving me an idea… Nigel don’t post ur whereabouts.. or i’m robben YO ASS. LOL

  25. Guest Says:

    ic ant find a damn job

  26. ANTHONY THE SNITCH Says:

    @novill

    im tired of tellin these fuckers, i want to do freelance graphics too i started wen i just started high school and started gettin OK at it lol, its more diverse that i had thought but i was download online tutorials everyday learning to create fire, and water the basic shit. like 5,6 years ago i mainly made wallpapers and gif animations. did some stuff in swoosh i think dnt remember wat its call. now i wanna do freelance programming too, company’s always hire freelancers to help wen they ave a truck load of work. a fren of mind hired some from korea to help with this job he had for our local bank here in jamaica. life of a free lancer is fun.

  27. WHITE BOY...................I love Reggae music!! BOB MARLEY Says:

    “Self Destruction We Headed For Self Destruction”….Literally

  28. Chicagorilla Says:

    mayne i been lookin 4 a job since last year yo i been applien everywere n i aint gittin nowere yo

    daz y ma azz iz omar little-in deze niggaz dawg im robbin drug dealerz n im kidnappin babiez from bitchez yo i need diz money yo

    im bout 2 holla at OFFICER RICK LEONARD ROSS 4 a damn security job or sumtin lol

  29. Sally S Baby Says:

    Yo listen up…Im going to lace everybody in there area with some game on how to get money. Theres 2 ways…The legal way and the illegal way. Me I have always been an illegal man. Y? because you pay no tax. Ok now if your not familiar with the drug marijuana this probollay isnt for you. What your going to do is , take an empty closet or bedroom in your house. Your going to spend $450 on a 1000 watt hps light , and another 500 on misc items that you will later research. What you will be doing , is turning a space in your house into a garden. Now if you spend at least 1 hour a day online researching how to grow marijuana for 7 days you will be able to , off that 900 dollars turn that into a pound every 14 -18 weeks. NOw a pound street value is anywhere from $3000-$7500 depending on where you live. Me I live in the bay area so prices are alittle bit cheaper due to the fact that humblot county is 5 hours away. So yes my friends that 900 dollar investment will put an extra 3 to 7 grand in your pocket every 3 to 4 months. Or you can be like me and rock out your whole house and make 60G’z untaxed money every 4 months. So there you go . you have offically been laced from a fellow american who wants to see everybody out there shine. If you have more questions email me at damiensandoval21@hotmail.com

  30. Chicagorilla Says:

    ^ r u dat nigga from da dvd hood2hood???? u sho sound like dat nigga

    by da way did i mention i also slang crackhead slavez yo no bullshyt dem niggaz will do anythang 4 a white rock

  31. Sally S Baby Says:

    nah i aint that nigga from hood2hood thats my patna though! My nigga cash out keese! He hella hot for puttin that shit on the dvd! The best advice i could tell you is if you got money put it away and let that shit sit tell your able to move somewhere nice where niggas wont plot on you if you sittin on rims or shinnnin to hard! trust me where im from Niggas have nothin better to do then to plot and try to get that fast cash , there 2 types of people Hustlers and Stick up boys!

  32. Smart'n Up
    Smart'n Up Says:

    man i bought some gain washing detergent that shit was 10 bucks i was like what the fuck and then they wanna play you like its stonger and put it in that smaller bottle…same thing with drinks now a bottle of coke almost 2 dollars in a vending machine…they wildin, im payin more attention to shit even with the value meals they be slick and shit and ask you if you want large or king size like thats yo only option…if you say medium tho you still gon get played at wendys!!

  33. understanding Says:

    All I can say I’m thankful 4 the fact that my job is pretty much recesion proof. I work with wild a**, out of control teenagers males givin their parents [usually single moms] a hard time. That will never go out of style and these kids need guidance 4 real. Plus if all goes will I may get a promotion 2 supervisor. We’ll see though. Real talk even if I don’t … God is still good and I’m still thankful. WORD.

    http://www.myspace.com/understandingone

  34. DJ Heat Says:

    Sup Nigel! First of all thanks for posting that Lupe/Jesse Jackson video I sent in. The recession is definitely hard felt everywhere. Even if people say it’s not. It’s effected everything. One way that things have changed for me, I’m not hitting up the malls for gear like I used to. I loooove sneakers, and getting some fresh shirts and jeans now and then. But I’m not out shopping like I used to. That money can go to groceries, since the prices of simple things like eggs and milk have gone up. Thank goodness gas prices have gone down though.

  35. Pounce Says:

    My money recession proof. Shit is hard out here for people though.

  36. nice Says:

    thank god for the 99 cent only store out here in cali

  37. Rockwilder Says:

    ^ shut the fuck up

  38. OFFICER RICK LEONARD ROSS ENDORSES BARACK OBAMA
    OFFICER RICK LEONARD ROSS ENDORSES BARACK OBAMA Says:

    http://i36.tinypic.com/2mrfw9t.jpg

  39. Young Jerz Says:

    R the word is in circulation…everybody got to go out and make sumtin outta nothin it’s hard no homo but it’s possible GRIND HARD!!!

  40. FreeLife Says:

    Living like 5 to a house. Shopping in bulk

  41. cuttoff Says:

    its hard out here!i just shot 14 niggas and robbed them for there wallets,then got home and looked in the wallets and seen only 10$ and got mad and went back there and shot them again,and just the other day i was so mad about being broke i punched 18 yr.old in his face so hard i cracked his neck!

  42. A.P. Says:

    Yeah, Things are going Up right now. Fucked Up! I just try to keep maintaining, and giving thanks to God for each day! Recession or Not!!

  43. matt Says:

    first time on my own paying bills, rent, stuff for my woman, im 21 now, is it this hard when you first start out or is it the bull hanpenning? and i really dont see the point in a stock market in general, can anyone tell me what the “number” represents? its all fuking stooopid to me.

  44. Unlimited Potential Says:

    damn nigel shit is hard out here for a pimp lol give a nigga a dollar lol u got it

  45. 2cents Says:

    And I’m crazy… lol!

    how many times I gotta say it.. F capitalism, and we need black infrastructure! All these people r complainin about havin to hustle or not bein able to get a job is cause no one from our community wants to be a true businessman. Startin companies to sell them off to the other team ain’t doin it… we need to provide jobs! but I’m good 401k is str8 and I never live beyond my means…lol @ the ones who were talkin big bank hank sh!t and now are worried bout the whole situations gettin reposessed!

  46. Mic Sorc Says:

    Yeah, shit aint no joke. I’m trying to live legit cause aint no future jail time when u go legit. My freedom is more important than my wallet. But i’m engaged and its damn near impossible trying to plan a wedding or cop a ring for my girl when the cost of living is increasing, but corporate jobs only wanna hook you up with a 1-3% annual raise increase if you qualify. I gotta work a full-time and part time gig, while my fiance works 60 hours a week but only gets paid for 40 hours as a salaried employee. I’ve been out of my parents crib since i was 17 and i’m 25 now. I cant afford to go to school cause i gotta work to pay bills. I got real life bills, kid. No sneakers and designer gear fund. I got rent, car note, insurance, electricity. i get taxed like a mothafucker out here in Atlanta out of my paychecks. so after taxes, insurance, life insurance, i walk away with 66% of my check to take home. We try to live and eat healthy, but its so much more cheaper to eat junk. So at this rate, while i’m tryin to live right as a black man and get married before kids come into play, my pockets say otherwise. Looks like i’ll be engaged for a good 4 years. Times is rough, but good thing my fiance sees and understands that. Otherwise, i’d be broke and alone cause ATL women aint trying to hear from a brother who aint got his finances right regardless of economic depression or hardship

  47. That One Fly Pimp Says:

    Man i feel sorry for your chick when she see’s daddy in this drop top caddy! shinnin with 3 others yellow broads and one spot left in the 7-duce left for her! thats a hard opportunity to pass up on mayne! But aye…Thats life

  48. Mic Sorc Says:

    on top of that, me and my girl decided we should trade in both of our cars and just get one car so that way we’d only have one car payment. it took us forever to find a bank that would finance us since all the banks froze up and they all would find the smallest reasons to deny you credit. So not only do you have to watch your account and spending habits, but you gotta make sure your credit is straight, cause credit scores are more important to some banks thank cash. More doors open up when you’re well off, but when you really need help, they all slam in your face

  49. Mic Sorc Says:

    @ That One Fly Pimp

    My girl aint interested in Daddy with a flashy car. Shes interested in the brother whose gonna work hard to make it no matter what. Thats me. I’m a safer investment. Wait til that Caddy reaches 70-80k miles on it and the electrical system freezes up on you or you need a new fuel pump. Aint no sensible person trying to be flashy in times like this.

  50. 2cents Says:

    lol @ mic sorc!

    !st of fam congrats on the pending wedding! Secondly if y’all don’t have the funds to go hard DON’T people will say what they do but at the end of the day its jus you and her now!!! Make sure you guys are gonna have what you need!

    last for everybody… if you got a talent milk it! If you can cook make dinners, if you can do hair do hair, ect! f a lisence handle yours! Sooner than later the man will get upset at you not beggin but doin for self but when that arrives I’ll tell you the next step… 1

  51. That One Fly Pimp Says:

    Thats when i send yo chick to the strip mayne lol! I know times are colder then a hookers heart mayne , but shit pimpin gone stay alive tell I die baby! if you worried about a fuel pump I wouldnt want to see you worried about your chick pawning that Ring you gone buy her so daddy can smoke on some cali kush!

  52. 718 Says:

    im bout 2 head 2 the otha side of brooklyn an start robbin sum white people niggas in the hood aint got shit

  53. Mic Sorc Says:

    Good lookin out 2 Cents

    Difference between me and That One Fake Pimp is that I live real life. Not no fantasy make beleive shit. Props though, I never heard of a pimp with computer skills. Times sure have changed. We finally got a black president, homie. Not only a black president, but a black man who gave us all a great example to follow and study. So if today, me and you ran for office or something legit, i’d be out there relating to real life common people struggling to make it, while you’d be gettin’ torn up by every reporter about your fake past “pimp” life and kush. Grow up, brotha. Fake ass Dolemite. This 2008

  54. Demarco Fresh Says:

    Hmmmm…The recession isn’t too bad. It will probably get worse. I’m perdicting a great depression part dos….but who knows. Don’t wait for Obama to change shit up. You gotta get up get out and get money.

  55. Demarco Fresh Says:

    ’spell check’ Predicting…lol

  56. 2cents Says:

    Not a prob Mic… I respect those who are worth respecting and encourage those who could use the encouragement! I always apprciated people who did the same for me!!!

  57. bushwick sick Says:

    yea times is hard but im glad for all my blessing i’ve been looking for a job since last year an aint get it yet my situation is like a tradmill in getting no were fast im really thinking about going into my bank account an buying a poound of weed an flipping it shit is crazy out here

  58. Wize Crack Says:

    I got laid off in September and finding a job is a bitch. I’m glad I don’t have a girl right now or we’ll be going to the hot dog stand for dinner lol.

  59. Andre Says:

    And the crazy thing is! This shit is more global then dj khaled! I finnished school last year and work my ass of til august this year. living of my stacked cash cuz getting a job is a real bitch right now! I got to get my beat game tight!

  60. Mi Mi Says:

    Just tryna maintain the life i’m accustomed to thru these difficult times…Lost a lucrative amount of money in the market, although most of my shares are in the foreign exchange and also converted most of my liquid assets into euro and yen…The usd ain’t worth sh*t nowadays, and continues to depreciate so you gotta protect your assets some kinda way, b4 they are worth pennies…Get ready for hyper-inflation ladies and gents…Sh*t is REAL…

  61. cuttoff Says:

    #60, come on quit lying!

  62. Mi Mi Says:

    Damn, I didn’t think that owning stock, was such a big deal…LOL…I kinda feel honored and disgusted at the same time, that you think i’m lying…

    I know times are hard right now, but YOU TOO can have your own share in something, baby boy…The first step is saving…Start off small then work your way up…There are sites where you can trade online…Investing is the key to success…We got to do better my people…SMH

  63. Cide Says:

    I hate to say it but things are going to get a lot worse before they get better.

    A lot of the “announced layoffs” haven’t even happened yet and credit card companies are pulling credit lines and jackin up interest rates mafioso style. It’s crazy.

  64. WENDY WU Says:

    U GUYZ NOTICE THAT EVER SINCE BARACK OBAMA WAS ELECTED THE PRESIDENT SHIT WENT DOWNHILL NOW ALL OF A SUDDEN WE IN A RECESSION THIS SHIT IZ CRAZY ANYTHING THAT HAPPENS NOW THEY ARE GOING TO BLAME IT ON BARACK OBAMA AND NOW WERE GOING TO HAVE TO WAIT FOR THE CHANGE CAUSE BUSH BEEN IN THA OFFICE FOR 4 YEARS AND DID 10 YEARS WORTH OF DAMAGE SO BARACK IS GONNA HAVE TO CLEAN UP BUSH’S MESS AND THEN START ON HIS THIS SHIT IS ABOUT TO GET CRAZY !!!!!!!!!!

  65. Andre Says:

    shut up WENDY WU. first the hole world has been in a recession much longer than Obama has been a president. And Bush has “been in the office” in 8 years! Come’on!

  66. cuttoff Says:

    #62, what the hell are u doing on realtalkny at 4 in the mourning! u just got in from blowing people all night!now i want u to do me a favor: quit blowing for money and quit lying about stock,im not hating its i can just tell your lying!LETS BE HONEST PEOPLE!

  67. WENDY WU Says:

    ANDRE SHUT YO GAY AZZ UP

  68. Andre Says:

    lol

  69. cuttoff Says:

    #64,u should be shot in the head 4 that statement! u damn dummy

  70. Whateva Says:

    Well, to answer the question I’m doing OKAY. I work in IT managing and maintaining Linux web-servers and I am self-employed. I have had my IT contracts since 2003 so that income is and has been steady. Furthermore, two of my contracts were just renewed with a 10% increase in bottom line income for my pockets. Another one just restructured where the bottom line means more work for myself and my team. A lot more work :-( So even though I’m okay, it doesn’t mean that I do not feel the crunch of these financial times that are upon us. How can you not right? Along with IT, I am also tapped into the hair biz. It’s funny because recession or not, females are not going without their hair weave or extensions… Funny, but sort of true. I understand where the brother is coming from that spoke about feeling like his MBA was not worth it. Mine is for Entrepreneurship, not finance and I think if I were out looking for a job I would feel the same way about my degrees. However, I think you should remember that when this blows over you will have a degree that is in demand because there will come a point where there is a boom in the banking and finance sector again. Do you have experience in the finance and banking sector already? How about starting your own service as a personal finance specialist? There are so many people who need to understand how to budget their money right now to a degree that Americans are not used too. To end this I would like to offer some suggestions though… More so than anything I think now is a good time for people to start tapping into their natural talents in order to make money. I think it’s also a time where people need to learn to commune and work together. Like for example, I put a ad on craigslist for computer services last month just for personal computer repair in nyc. Based on the market research that I performed on craigslist alone I could realistically count on enough business from that to pay like a electric and gas bill. While that may not be a whole lot, those things are necessities and the jobs could be performed on my free time. Additionally, I never really understand why males can’t find alternative ways to make a dollar. You guys have physical strength to your advantage. You can get some crappy van and start a moving and hauling service. Or females can open a cleaning service. Shit go find some of these damn high priced apartment rental companies with these high ass priced brokerage crap they do in nyc and tell them you will clean all of their vacant apts. I know I might be making it sound all easy… but there are ways you can make a dollar using your natural resources without having a huge amount of overhead. Also, my step brothers really did the moving and hauling thing and got it to a point where they have about a dozen people on their pay roll and then added on carpet cleaning services as well. I have a friend who really does own cleaning business. I’m just saying these things are not out of reach and you can make a few bucks where you schedule these jobs between your other gig or gigs. I’m sorry but I’m a female hustler in every sense of being. Legally that is, and I use all of my natural abilities (except the nasty/adult shit get your mind out of the gutta) to my advantage. I think now is the time to think out of the box because you don’t actually need to be “employed” in corporate America to make some money. One last thing, please respect your finances. Someone said it already but now is not the time to be flashy. Remember that paper money, also known as Fiat has no real value anyway. There has been value placed upon it and it isn’t backed by anything except economic strength. Or the idealism that the government can defend the value of its currency. Remember FDR removed the fact that the usd was backed by gold in order to inflate it during the great depression? Didn’t y’all pay attention in history class!! Just understand that respect all of the finances that you do have is as important as earning additional finances. Good luck ;-)

  71. Horace Says:

    I don’t keep a fresh cut as often. And, for the first time, I actually went INTO an Old Navy store. I just kept remembering Redman talking about “I still shop at Old Navy” in his rhymes. lol. You can’t rock Louie and Gucci all the time.

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